SMEs (Small and Medium-sized Enterprises)
Our solutions tailored to your needs
We help you retain and motivate your employees within a favourable tax and social framework.
Employee savings and company retirement savings are key components of the overall remuneration package. They enhance your company’s attractiveness and are an effective tool for motivating and retaining employees, within a particularly favourable tax and social framework for both employees and the company.
For the company: exemption from social security contributions; deductibility from taxable profit.
For employees: tax advantages, for example exemption from income tax on entry and on exit for employer matching contributions, incentive schemes and profit-sharing; the option of early release while retaining tax exemptions; potential deductibility from taxable income depending on the scheme chosen for voluntary contributions.
SMEs with fewer than 50 employees
A turnkey solution
- The enrolment process is streamlined thanks to the PEI and PERCOL-I structure, which relieves you of the administrative requirement to file agreements with the authorities,
- A dedicated expert team is available to you, “Allo Experts*”, specialising in employee savings and company retirement savings,
- A suite of digital services* for you and your employees to manage your scheme
*The associated tools and services are provided by Natixis Interépargne
SMEs with more than 50 employees
A dedicated offering
A structured offering that covers all your needs through a packaged solution. It includes:
- A simplified et-up process and ongoing monitoring,
- A suite of digital services* for you and your employees to manage your scheme,
- Access to a wide range of investment options managed by HSBC Asset Management, including solidarity and socially responsible funds, as well as a managed investment option tailored to the chosen time horizon
*The associated tools and services are provided by Natixis Interépargne.
