Financial management
Our expertise in financial management
HSBC Asset Management, the HSBC Group’s asset management specialist, is a leading player on the international stage.
With a presence in more than 18 countries worldwide, HSBC Asset Management provides access to well-established, widely recognised expertise. Its experience, particularly with French institutional clients, known for being among the most demanding, represents a major strength, enabling it to offer its employee savings clients the most appropriate solutions, while benefiting from rigorous risk monitoring.
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Our range of investment options
Depending on the size of your company, we offer financial investment solutions tailored to meet your employees’ needs, based on their investor profile.
Our range includes money market, bond, and equity investments across the euro area and internationally, including emerging markets.
Five employee savings funds offered under employee savings plans have been awarded the French government-backed SRI label (Label d'Etat ISR) :
- HSBC EE ISR Oblig Euro et Solidaire
- HSBC EE ISR Diversifié et Solidaire
- HSBC EE ISR Equilibre et Solidaire
- HSBC EE ISR Actions Euro
- HSBC EE ISR Actions Monde
The SRI label (Label ISR) ensures that the funds’ SRI management process is structured, rigorous, and transparent. In our SRI approach, we select only the best-performing companies in each sector based on ESG criteria, and we have chosen to exclude the arms and tobacco industries. More broadly, this SRI certification reflects an investment management culture that fully integrates sustainable development considerations through the systematic inclusion of ESG criteria in company analysis.
In addition, five funds have been certified by the French Inter-Union Committee for Employee Savings (CIES):
- HSBC EE ISR Oblig Euro et Solidaire
- HSBC EE ISR Diversifié et Solidaire
- HSBC EE ISR Actions Euro
- HSBC EE Actions Europe Solutions Climat
- HSBC EE ESG Euro Monétaire
CIES works to promote employee savings for all employees and to advance Socially Responsible Investment (SRI). Its certification criteria cover value for money, management that is necessarily socially responsible, and proven governance. For more details on the CIES requirements, please visit its website.
Our retirement savings offering
Whether within a company collective PER (PERCOL) or a PERCO, discretionary (managed) investment management enables savers to entrust us with their investment choices based on a stated investment horizon.
For each horizon, we aim to achieve the best return/risk balance.
We can offer two types of discretionary management:
- Horizon fund-based discretionary management, comprising 9 sub-funds: 1 very long-term option, 7 “target-date” options (each managed according to a specific investment horizon), and 1 money market option designed to receive assets invested in sub-funds that have reached maturity.
- Discretionary management based on an allocation grid, offering de-risking allocation schedules as the target date approaches, tailored to employees’ risk tolerance (cautious, balanced, growth profiles).
Key figures and total assets under management: €759 billion
Others, including the assets of Hang Seng Bank, in which HSBC is the majority shareholder.
€5.03 billion in employee savings
Data as of 31 March 2026
Differences are due to rounding
Source : HSBC Asset Management
