Buying my primary home

Buying your home an affordable project

As of 1 January 2019, 58% of French households owned their own home, according to an INSEE study. By buying your home, you are building your wealth and reducing your expenses, especially when you retire.

Downpayment: the key to your real estate plans

The bigger your downpayment, the better the terms your bank could offer you when applying for a mortgage: lower interest rates, reduced application fees, faster approval, etc.

Furthermore, sellers are more inclined to accept an offer from a buyer with a downpayment.

Your employee savings plans can help you fund your purchase

Employee savings plans let you build up savings to buy your home under tax-advantaged conditions.

Furthermore, buying a home is one of the scenarios where early withdrawal is permitted. You can access your PEE, PERE-CO and PERCO savings at any time to make your purchase a reality.